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The Matrix Plan:

The biggest drawback to a matrix plan and “spillover” is that often it attracts the lazy type of person who doesn’t want to work. So, you have a bunch of people joining just looking for their “spillover.”
The matrix is a computer driven plan that people are put into your group by computer, and they go in the next available slot. When you recruit someone, the computer searches down for the next open slot, and positions them there.